The legal notice refers to the legal conditions and legal information relating to the use of the website of " BCT-Fintech ". They also concern the protection of personal data and the protection of intellectual property rights.

General presentation:

The present site is the property of the Central Bank of Tunisia.

  • Name : Central Bank of Tunisia

    Legal form : National public establishment

    Head Office : 25, Rue Hédi Nouira - BP 777 - 1080 Tunis

    Phone : (+216) 71 122 000

    E-mail : fintech@bct.gov.tn

    website : https://fintech.bct.gov.tn

    Site hosting : BCT headquarters

    Design and creation of the site: MediaNet

Site Content

The Site is built around, but is not limited to, value-added services for fintechs, namely :

  • Register in the database of Tunisian Fintechs
  • Submit an application to access the regulatory Sandbox
  • Submit an application to access BCT-Lab
  • Consult the initiatives of the Central Bank of Tunisia to promote financial innovation

The information provided on the Site : https://fintech.bct.gov.tn is provided for information purposes only.

The Central Bank of Tunisia makes every effort to provide Fintechs with available and verified information and to ensure the accuracy and updating of the information disseminated on this site, whose content it reserves the right to modify and correct at any time and without notice.

Access to the Site

The user acknowledges having read these legal notices and agrees to respect them. The website https://fintech.bct.gov.tn is accessible 24 hours a day, 7 days a week, except in cases of force majeure, technical and/or computer and/or telecommunication difficulties and/or maintenance periods.

Access codes

Access to the member's area of the Site https://fintech.bct.gov.tn will be done with a login and a password.

The User is solely responsible for the preservation and confidentiality of his login and password and, consequently, for the consequences of voluntary or involuntary disclosure to anyone.

The User declares that the Central Bank of Tunisia is not responsible for the preservation of his user name and password, which is his personal responsibility.

Security

The Central Bank of Tunisia makes its best efforts, in accordance with the rules of art, to secure the Site but, given the complexity of the Internet, it cannot ensure absolute security.

The User declares that he accepts the characteristics and limits of the Internet and, in particular, he acknowledges that he is aware of the nature of the Internet network, and in particular, its technical performance and response times for consulting, querying or transferring data.

The User is aware that the data circulating on the Internet is not necessarily protected, in particular against possible misappropriation. The User agrees to take all appropriate measures to protect his own data and/or software from contamination by possible viruses on the Internet.

The User undertakes to use the Site and the information to which he would have access only under the conditions defined by the Central Bank of Tunisia.

Due to the rapid evolution and complexity of the matters dealt with, the Central Bank of Tunisia does not provide any guarantee concerning the accuracy and completeness of the information presented on the Site. For this reason, the Central Bank of Tunisia rejects any responsibility in the event of direct or indirect damage resulting from access to the information, data and publications appearing on the Site or from their consultation and use.

The applicability of the information appearing on the Site depends on the specific case. The information is not a substitute for advice or assistance in specific situations. The User is entirely responsible for the choice of information consulted by him and the consequences of the use he makes of the said information.

The responsibility of the Central Bank of Tunisia cannot be sought or retained in the event of temporary or total unavailability of all or part of the access to the Site, of a difficulty related to the response time, and generally speaking, of any defect of performance.

The Central Bank of Tunisia cannot be held responsible for the violation of these general conditions by another user.

The Central Bank of Tunisia shall not be liable for any indirect damage resulting from the use of the Site's Services.

The responsibility of the Central Bank of Tunisia cannot be sought or retained if any collection and transmission of personal data, installation of cookies or any other process for the same purposes are carried out by sites to

The Central Bank of Tunisia reserves the right to take all measures it deems appropriate in order to prevent or put an end to the infringement of its copyright or the copyright of third parties, without any liability being imputed to it as a result.

Protection of personal data

The Central Bank of Tunisia undertakes, within the framework of its activities and in accordance with the regulations in force, to ensure the protection, confidentiality and security of personal data concerning you, as well as to respect your privacy in accordance with the organic law n°2004-63 of July 27, 2004 relating to the protection of personal data.

Personal data may give rise to the exercise of the right of access, rectification and opposition under the conditions provided for by the Organic Law n°2004-63 of 27 July 2004 on the protection of personal data, by letter addressed to the Central Bank of Tunisia.

Copyright

The content of the site as well as its design are the exclusive property of the Bank and are protected by intellectual property laws. Any total or partial reproduction of the content of the site is prohibited.

Hypertext links

The Central Bank of Tunisia cannot be held responsible for hypertext links to other sites, particularly with regard to the content of these sites.

The Bank is not responsible for the hypertext links pointing to this site and forbids any person to set up such a link without its express and prior authorization.

Cookies

We would like to place a cookie on your computer. A cookie does not allow us to identify you; however, it records information relating to your computer's browsing on our site (the pages you have consulted, the date and time of consultation, etc.) that we will be able to read during your subsequent visits. This information is stored on your computer for a period of one year.

Discussion spaces

Some spaces are designed to allow you to contribute to the discussion topics we propose. The data contained therein may not be collected or used for other purposes.

A moderator is likely to delete, prior to its distribution, any contribution that is not related to the topic of discussion, the editorial line of the site, or which would be contrary to the law.

In particular, the moderator will refuse the publication of messages:

  • Of an advertising or promotional nature
  • Racist or defamatory, rude or insulting, aggressive or violent in nature
  • Contrary to copyright or related rights, to the law applicable to databases, to the right of image or to the right of privacy, or which would infringe any other legislative or regulatory provision in force.

In general, the user undertakes to respect the image and reputation of the site  https://fintech.bct.gov.tn and not to engage in any declarations and/or actions that may be detrimental to the site.

In the event of infringement of the laws in force, morality, the present conditions of use or for any other freely interpreted reason, the site https://fintech.bct.gov.tn  reserves the right to close its discussion areas for a limited or definitive period and to delete the information and references to this information.

By participating in a discussion forum on the https://fintech.bct.gov.tn website, you authorise BCT to reproduce your contribution on the  https://fintech.bct.gov.tn website free of charge..

E-complaints

Send your complaint to the following e-mail address : fintech@bct.gov.tn .

Applicable right

This site is subject to Tunisian law. The various activities that may be developed on this site are also governed by Tunisian law. In the event of a dispute, the Bank or the User shall submit the dispute to the Tunisian courts.